South Florida Has Some of the Worst Drivers in the Nation, According to Insurance Company Survey
Allstate Insurance Company published its eighth annual report on “America’s Best Drivers” this summer. The report ranks two hundred American cities based on the frequency with which drivers have auto collisions and the overall likelihood of accidents. It includes four cities in south Florida, and none of them receive a high ranking. Other Florida cities rank higher on the list, but for the most part, not much higher. This is largely due to population and traffic density in large metropolitan areas like Miami and Tampa, which can lead to more frequent car collisions. The study, while not necessarily a representative sample of all drivers in south Florida or the rest of the country, can still provide useful guidance to understand the risks of car accidents in the area.
Actuarial data, based on claims for car accidents made to Allstate, formed the basis of the report. Allstate is one of the largest providers of car insurance in the country, but by its own estimate it only accounts for ten percent of auto policies. For this reason, the report may not impress scientists or statisticians, but it can still offer, as Allstate says, a “realistic snapshot” of driving conditions around the country. Researchers identified two key indicators for ranking the “Best Drivers”: the length of time an average driver is likely to go between accidents, and the percentage difference between the likelihood of an accident in a particular city and the national average. Cities with the “Best Drivers” have the longest period of time between accidents and the lowest likelihood of accidents relative to the rest of the country.
This was Allstate’s eighth annual “Best Driver” report, and it has noted a tendency for smaller cities in less populous areas to have “better” drivers than larger, more densely-populated areas. This year, it declared Washington, DC to have the “worst” drivers, and Sioux Falls, South Dakota to have the “best.” Denser, more populated cities present different challenges for drivers than smaller cities, including a greater number of potential distractions, heavier traffic, and less-predictable road conditions.
The report ranked four cities in the greater Miami area: Miami, Hialeah, Fort Lauderdale, and Hollywood. Hialeah, according to Allstate’s figures, has the fourth-worst drivers in the nation. Drivers there generally go 5.6 years between accidents, and their likelihood of having an accident is 77.6% greater than the national average. Miami finished slightly better, with 6.3 years between accidents and a 58.4% higher chance of an accident.
Miami’s Broward County neighbors had a better showing, but still placed well into the bottom half of cities nationwide. Hollywood drivers may go 7.5 years, on average, between accidents, and are 32.6% more likely to have an accident than the nation overall. Fort Lauderdale did the best for this part of the state, with 8.1 years and 23.6%.
Less densely-populated parts of Florida had “better” drivers, according to the survey. Port St. Lucie, for example, ranked 44th nationwide. Drivers there could go 10.6 years between accidents, and their likelihood of an accident was calculated as 5.2% below the national average.
The attorneys at Cohn & Smith help recover compensation for people in South Florida who have suffered injuries or lost loved ones in automobile accidents. To schedule a free and confidential consultation with one of our lawyers, contact us today online, at (954) 431-8100, or at (305) 624-9186.
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Photo credit: 'Traffic Interchange Cuts Through the Heart of Downtown Miami - NARA - 544634' by Fred Ward, Environmental Protection Agency [Public domain], via Wikimedia Commons.